The following privacy statement is specifically applicable to the Kingswood Associates website. Should you wish to seek clarity on any part of this document, email [email protected]. This document was last revised on 19 October 2007.
We are committed to protecting your privacy at Kingswood Associates Limited. We hope the following statement will help you understand how we collect, use and safeguard the personal information you provide to us on this site. Only information which you volunteer will be collected on this site, and we are the sole owner of all such information collected. We do not sell, share, or rent this information to others in any way that we have not mentioned in this statement.
Third Parties; Kingswood Associates Limited may provide third parties with aggregate statistics about our customers, traffic patterns, and related site information. This data reflects site usage patterns gathered during hundreds of customer visits to our website each month but does not contain behavioural or identifying information about any individual member, unless that member has given us permission to share that information. We may also provide log files and other databases of user information to third parties for analysis, so we can get a better understanding of traffic through our site and thus improve our content offerings. Kingswood Associates Limited will not use third party companies to provide delivery of e-mail newsletters and other messages over e-mail.
Security; We will use reasonable precautions to keep secure the personal information you disclose both in your browsing and your purchases. However please note that we do not accept responsibility for any breach of security after such measures have been taken.
By using this website, you give Kingswood Associates Limited permission to collect information about the cardiff served to you as an anonymous user for the purpose of calculating aggregate site statistics. If you register at www.kingswoodassociates.co.uk, you authorise to use such information that you provide to personalise the information we deliver to you and to use your demographic information when calculating aggregate customer data. We may occasionally amend this policy and therefore suggest that you revisit this page from time to time to check and see if modifications have been made.
Any e-mail content which is provided to you, such as an e-brochure, will be delivered upon request only as a one-time mailing and will not constitute to any details being added to a mailing system, both internal and externally of the company.
Please read carefully. These Terms and Conditions govern your use of the Kingswood Associates web site (the “Site”) and your relationship with Kingswood Associates Limited (“Kingswood, we or us”), together with any specific terms set out on individual cardiff within the Site. These Terms and Conditions affect your rights and liabilities under the law. If you do not agree to them, please do not use the Site. These Terms and Conditions were last updated on 19 October 2007.
Who we are
Kingswood Associates Ltd are Commercial Finance Brokers based in Cardiff and London. We act as an introducer/advisor/broker/intermediary for our customers. Kingswood Associates Ltd are Authorised and Regulated by the Financial Conduct Authority. FRN 711245
How we will use the information about you
Here at Kingswood Associates Ltd we take your privacy seriously and will use your personal information in several ways which will help us;
- with our application process to Lenders,
- for fraud prevention,
- for audit purposes,
- for statistical analysis,
We may share your information with, and obtain information about you from, credit reference agencies or fraud prevention agencies.
We will not disclose your information to any company outside of Kingswood Associates Ltd except to help prevent fraud or if required by law to do so. For further information on how your information is used, how we maintain the security of your information and your rights to access/alter and change information we hold on you, please contact John Phillips on [email protected].
Your Personal Data:
What we need
Kingswood Associates Ltd will be what is known as the ‘controller’ and the ‘processer’ of the personal data you provide to us. We collect personal data about you which may also include any special types of information or location-based information.
Why we need it
We need to know your basic personal data to provide you with an accurate recommendation for your personal circumstances. We will not collect any personal data from you we do not need to provide and oversee this service to you.
What we do with it
Kingswood Associates Ltd will pass your data captured to lenders/funders/banks whom may use automated decision-making in respect of your application for finance. We will only collect the minimum amount of data needed and have a clear retention policy for the profiles we create.
You have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning you or any significant effects. You can request human intervention and challenge a decision made this way by contacting John Phillips.
All the personal data we use is controlled by Kingswood Associates Ltd in the UK, however, for the purposes of IT hosting and maintenance, this information is located on servers within the European Union. No 3rd parties have access to your personal data unless the law allows them to do so. We have a Data Protection regime in place to oversee the effective and secure processing of your personal data. More information on this framework can be found www.kingswoodassociates.co.uk
We may pass your data to Lenders to provide you with offers of products suitable to meet your customer requirements.
Your data is stored electronically on our encrypted server. Our server is based in the UK.
How long we keep it
We are required under regulation to keep your basic personal data, such as name, address, contact details – list all personal data for a minimum of 6 years, after which time it will be destroyed. The information used for marketing will be kept with us until you notify us that you no longer wish to receive this information.
What are your rights?
If at any point you believe retained information is incorrect you can request to see this information and even have it corrected and possibly deleted. Providing you with this information is free of charge, but charges may apply for excessive requests.
If you wish to raise a complaint on how we have handled your personal data, you can contact our Data Protection Officer who will investigate the matter.
Where relevant, you have the right to withdraw consent and object at any time and this means that we cannot process your data provided without your consent.
More information about your rights can be found on the Information Commissioners website. https://ico.org.uk/
If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law you can complain to the Information Commissioner’s Office (ICO).
Our Data Protection Officer is John Phillips and you can contact him on [email protected].