Kingswood Associates - commercial finance specialists
established 1997


property finance specialists

0845 230 3 230
Kingswood Associates Ltd
4 Museum Place
CF10 3BG
Kingswood Associates Ltd Berkeley Square House
Mayfair, London

Buy to Let & Residential Team – 029 2035 3085
Commercial & Development Team – 029 2035 3080

Terms and Conditions of Use

Please read carefully. These Terms and Conditions govern your use of the Kingswood Associates web site (the "Site") and your relationship with Kingswood Associates Limited ("Kingswood, we or us"), together with any specific terms set out on individual cardiff within the Site. These Terms and Conditions affect your rights and liabilities under the law. If you do not agree to them, please do not use the Site. These Terms and Conditions were last updated on 19 October 2007.

1. Use of the Site

The Site is provided to you free of charge for your personal use subject to these Terms and Conditions. By using the Site you agree to be bound by these Terms and Conditions.
You may only use the Site if you are at least 18 years of age and can enter into binding contracts (our site is not available for use by minors). You will be financially accountable for all uses of the Site by you. You may only use the Site to make legitimate enquiries or applications. You may not use the Site to make any false, fraudulent or speculative enquiries or any applications in anticipation of demand; to post or transmit any unlawful, threatening, libellous, defamatory, obscene, indecent, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offence, give rise to civil liability, or otherwise violate any law; or for any other purpose that is unlawful or prohibited by these Terms and Conditions. We may, at any time and without advance notice or liability, terminate or restrict your access to all or any component of the Site.

2. Availability of the Site

The Site is available worldwide to anyone with Internet access. However, the Site may not be continuously available due to maintenance or repairs or due to computer problems or crashes, disruption in Internet service or other unforeseen circumstances. The content of the Site, including advertising content, is intended for use and display only where its use and display are permissible in accordance with applicable laws and regulations.

3. Content Featured on the Site

All material on the Site and news sent by email (the "Content") is protected by copyright, trade mark, database and other intellectual property rights, and belongs to Kingswood Associates Limited. You may retrieve and display Content from the Site on a computer screen, print individual cardiff on paper (but not photocopy them) and store such cardiff in electronic form on disk (but not on any server or other storage device connected to a network) for your personal, non-commercial use. You may not otherwise reproduce, modify, copy or distribute or use for commercial purposes any of the Content without written permission from Kingswood Associates Limited.

No licence is granted to you in these Terms and Conditions to use any trade mark of Kingswood Associates Limited including, without limitation, "Kingswood Estates".

4. Limitation of Liability and Disclaimer

Whilst Kingswood Associates Limited endeavours to ensure that the Content is accurate, the information is of a general nature and not intended to comprise all of the information relating to the products or services referred to on the Site. Therefore, Kingswood Associates Limited cannot guarantee that the Content will be suitable to your circumstances or adequate to meet your particular requirements.

Kingswood Associates Limited cannot accept any responsibility for errors or omissions beyond its reasonable control that may affect any of the Content.

Kingswood Associates Limited cannot guarantee that access to the Site will be uninterrupted or entirely error free. Kingswood Associates Limited will not be responsible in any circumstances for any consequential or incidental damages (including but not limited to loss of profits, loss of privacy and loss of data) or for any other indirect, special or punitive damages whatsoever that arise out of or are related to the use of the Site.

The Site may contain links to other web sites which are outside our control and are not covered by these Terms and Conditions. If you access other sites using the links provided, the operators of those sites will be responsible for their availability and content.

Notwithstanding the provisions of this section, Kingswood Associates Limited's liability will not be limited in the case of death or personal injury directly caused by Kingswood Associates Limited's negligence.

5. Applications

If you apply for work or provide us with your details via the Site, you must ensure that the details provided by you on application or at any time are correct and complete. You must inform us immediately of any changes to the information that you provided when applying.

The information that you provide about yourself to Kingswood Associates Limited will only be used by Kingswood Associates Limited in accordance with its Privacy Policy.

6. Changes to these Terms

Kingswood Associates Limited reserves the right, at its discretion, to make changes to any part of the Site. Due to its policy of updating and improving the site, Kingswood Associates Limited may wish to change these Terms (including those relating to your use of the Content). When terms are changed, Kingswood Associates Limited will notify you by indicating at the start of these Terms when they were last modified. It is, therefore, important that each time you use the site you check to see whether there is a notification of a change to the Terms. If you use the Site after Kingswood Associates Limited has published or notified you of the changes, you are agreeing now to be bound by those changes. If you do not agree to be bound by those changes, you should not use the Site any further.

7. Advertising and Sponsorship

Part of the Site may contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site complies with relevant law. Kingswood Associates Limited will not be responsible for any error or inaccuracy in advertising or sponsorship material.

8. Promotions and Offers

Kingswood Associates Limited may make available on the Site information regarding specific services, offers or promotions that Kingswood Associates Limited is conducting. Any such service, offer or promotion is subject to the specific terms, conditions and restrictions listed on the Site in connection with such service, offer or promotion. Each service, offer and promotion is void where prohibited by law. Please refer to and read carefully the terms, conditions and restrictions included on the Site in connection with each service, offer or promotion.

9. Competitions and Prize Draws

From time to time Kingswood Associates Limited may run competitions, free prize draws and promotions on the Site. These are subject to additional terms that will be made available at the time of such competitions.

10. Choice of Law and Jurisdiction

These Terms shall be governed by, and construed in accordance with the law of England and Wales. We agree, for the exclusive benefit of Kingswood Associates Limited, that the Courts of England and Wales shall have the exclusive jurisdiction to determine any disputes which may arise out of, under, or in connection with this agreement; save that, it being agreed that this clause conferring jurisdiction for the benefit of Kingswood Associates Limited only, Kingswood Associates Limited shall retain the rights to bring proceedings against you in the Courts of any other country which has jurisdiction.


You may not assign, sub-license or otherwise transfer any of your rights under these Terms and Conditions.

If any provision of these Terms and Conditions is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these Terms and Conditions, which shall remain in full force and effect.

Failure by either party to exercise any right or remedy under these Terms and Conditions does not constitute a waiver of that right or remedy.

The Site is owned and operated by Kingswood Associates Limited a company registered in England and Wales whose registered office is at 4 Museum Place, Cardiff CF10 3BG and whose company registration number is 3422041. Registered by the Office of Fair Trading No. 499554.

If you have any questions, please contact

Privacy Statement

The following privacy statement is specifically applicable to the Kingswood Associates website. Should you wish to seek clarity on any part of this document, email This document was last revised on 19 October 2007.

Site Statement

We are committed to protecting your privacy at Kingswood Associates Limited. We hope the following statement will help you understand how we collect, use and safeguard the personal information you provide to us on this site. Only information which you volunteer will be collected on this site, and we are the sole owner of all such information collected. We do not sell, share, or rent this information to others in any way that we have not mentioned in this statement.

Cookies; Like many other websites, Kingswood Associates Limited occasionally uses cookies to identify visitors. Cookies also help us improve your experience and display more prominently goods and services that might interest you.

Third Parties; Kingswood Associates Limited may provide third parties with aggregate statistics about our customers, traffic patterns, and related site information. This data reflects site usage patterns gathered during hundreds of customer visits to our website each month but does not contain behavioural or identifying information about any individual member, unless that member has given us permission to share that information. We may also provide log files and other databases of user information to third parties for analysis, so we can get a better understanding of traffic through our site and thus improve our content offerings. Kingswood Associates Limited will not use third party companies to provide delivery of e-mail newsletters and other messages over e-mail.

Security; We will use reasonable precautions to keep secure the personal information you disclose both in your browsing and your purchases. However please note that we do not accept responsibility for any breach of security after such measures have been taken.

By using this website, you give Kingswood Associates Limited permission to collect information about the cardiff served to you as an anonymous user for the purpose of calculating aggregate site statistics. If you register at, you authorise to use such information that you provide to personalise the information we deliver to you and to use your demographic information when calculating aggregate customer data. We may occasionally amend this policy and therefore suggest that you revisit this page from time to time to check and see if modifications have been made.

Any e-mail content which is provided to you, such as an e-brochure, will be delivered upon request only as a one-time mailing and will not constitute to any details being added to a mailing system, both internal and externally of the company.
Kingswood Associates Ltd is authorised and regulated by the FCA (Financial Conduct Authority) for Consumer Credit business – FRN 711245.
Your Home may be repossessed if you do not keep up payments on your Mortgage.
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