Kingswood Associates - commercial finance specialists
established 1997

KINGSWOOD ASSOCIATES

property finance specialists

0845 230 3 230
Kingswood Associates Ltd
4 Museum Place
Cardiff
CF10 3BG
Kingswood Associates Ltd Berkeley Square House
Mayfair, London
W1J 6BD





Buy to Let & Residential Team – 029 2035 3085
Commercial & Development Team – 029 2035 3080
enquiries@kingswoodassociates.co.uk

Privacy Notice

Please read carefully. These Terms and Conditions govern your use of the Kingswood Associates web site (the "Site") and your relationship with Kingswood Associates Limited ("Kingswood, we or us"), together with any specific terms set out on individual cardiff within the Site. These Terms and Conditions affect your rights and liabilities under the law. If you do not agree to them, please do not use the Site. These Terms and Conditions were last updated on 19 October 2007.

Who we are

Kingswood Associates Ltd are Commercial Finance Brokers based in Cardiff and London. We act as an introducer/advisor/broker/intermediary for our customers. Kingswood Associates Ltd are Authorised and Regulated by the Financial Conduct Authority. FRN 711245

How we will use the information about you

Here at Kingswood Associates Ltd we take your privacy seriously and will use your personal information in several ways which will help us;
  1. with our application process to Lenders,
  2. for fraud prevention,
  3. for audit purposes,
  4. for statistical analysis,
We may share your information with, and obtain information about you from, credit reference agencies or fraud prevention agencies.

We will not disclose your information to any company outside of Kingswood Associates Ltd except to help prevent fraud or if required by law to do so. For further information on how your information is used, how we maintain the security of your information and your rights to access/alter and change information we hold on you, please contact John Phillips on jwphillips@kingswoodassociates.co.uk.

Your Personal Data:

What we need

Kingswood Associates Ltd will be what is known as the ‘controller’ and the ‘processer’ of the personal data you provide to us. We collect personal data about you which may also include any special types of information or location-based information.

Why we need it

We need to know your basic personal data to provide you with an accurate recommendation for your personal circumstances. We will not collect any personal data from you we do not need to provide and oversee this service to you.

What we do with it

Kingswood Associates Ltd will pass your data captured to lenders/funders/banks whom may use automated decision-making in respect of your application for finance. We will only collect the minimum amount of data needed and have a clear retention policy for the profiles we create.

You have the right not to be subject to a decision based solely on automated processing, including profiling, which produces legal effects concerning you or any significant effects. You can request human intervention and challenge a decision made this way by contacting John Phillips.

All the personal data we use is controlled by Kingswood Associates Ltd in the UK, however, for the purposes of IT hosting and maintenance, this information is located on servers within the European Union. No 3rd parties have access to your personal data unless the law allows them to do so. We have a Data Protection regime in place to oversee the effective and secure processing of your personal data. More information on this framework can be found www.kingswoodassociates.co.uk

We may pass your data to Lenders to provide you with offers of products suitable to meet your customer requirements.

Your data is stored electronically on our encrypted server. Our server is based in the UK.

How long we keep it

We are required under regulation to keep your basic personal data, such as name, address, contact details – list all personal data for a minimum of 6 years, after which time it will be destroyed. The information used for marketing will be kept with us until you notify us that you no longer wish to receive this information.

What are your rights?

If at any point you believe retained information is incorrect you can request to see this information and even have it corrected and possibly deleted. Providing you with this information is free of charge, but charges may apply for excessive requests.

If you wish to raise a complaint on how we have handled your personal data, you can contact our Data Protection Officer who will investigate the matter.

Where relevant, you have the right to withdraw consent and object at any time and this means that we cannot process your data provided without your consent.

More information about your rights can be found on the Information Commissioners website. https://ico.org.uk/

If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law you can complain to the Information Commissioner’s Office (ICO).

Our Data Protection Officer is John Phillips and you can contact him on jwphillips@kingswoodassociates.co.uk.
Kingswood Associates Ltd is authorised and regulated by the FCA (Financial Conduct Authority) for Consumer Credit business – FRN 711245.
Your Home may be repossessed if you do not keep up payments on your Mortgage.
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