Kingswood Associates Limited is an introducer appointed representative of The SJ Group Limited for residential mortgages and general insurances. The SJ Group Limited is authorised and regulated by the Financial Services Authority. Buy to Let and Commercial mortgages are not currently regulated by the Financial Services Authority. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily restricted to consumers based in the UK. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.